Policies

Terms of Use

Welcome to our website wholenomics.org (“Site”). This Site is maintained as a service to our clients and customers. By using this Site, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms and conditions carefully. If you do not agree to these terms and conditions, you should not use this Site.

1. Agreement: This Term of Use Agreement (“Agreement”) specifies the Terms and Conditions for access to and use of and describes the terms and conditions applicable to your access to and use of the Site. This Agreement may be modified at any time by Wholenomics Pte. Ltd.,and/or the Site’s owner and operator, upon posting of the modified Agreement. Any such modifications shall be effective immediately. Each use by you shall constitute and be deemed your unconditional acceptance of this Agreement.

2. Privacy: Our Privacy Policy also governs your visit to our Site. Please review our Privacy Policy above.

3. Ownership: All content remains the property of Wholenomics Pte. Ltd. or its licensors and is protected under copyright and other rights. You may not reproduce or distribute any materials without permission.

4. Intended Audience: This Site is intended for adults only. This Site is not intended for any children under the age of 15.

5. Copyright & Intellectual Property: All programme content, materials, frameworks, recordings, and resources provided by Wholenomics Pte. Ltd. are protected by copyright and intellectual property laws. These materials are provided for personal use only and may not be copied, shared, or distributed without prior written consent from Wholenomics Pte. Ltd.

6. Trademarks: Wholenomics, wholenomics.org and others are either trademarks or registered trademarks of Wholenomics. Other product and company names mentioned on this Site may be trademarks of their respective owners.

7. Personal and Non-Commercial Use of Website: The Site is for your personal and non-commercial use. You may not use any services or information provided by the Site for any other purpose, including any commercial purpose, without the prior express written permission of an authorized representative of Wholenomics Pte. Ltd. You may not modify, copy, distribute, display, send, perform, reproduce, publish, license, create derivative works from, transfer, sell or otherwise infringe on any intellectual property rights related to any information, content, software, products or services obtained from or otherwise connected to the Site.

8. Compliance with Laws: You must comply with all applicable laws and regulations of Singapore including but not limited to laws governing consumer protection, data privacy, online conduct, and electronic communications. If you are accessing this Site from outside Singapore, you are responsible for compliance with all local laws applicable to your online conduct and the use of this site, including but not limited to the laws governing the collection, transfer, and use of personal data in your jurisdiction.

9. Indemnification. You agree to indemnify and hold the Site, Wholenomics Pte.Ltd. and its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, independent contractors and consultants (the “Indemnified Parties”) harmless from any breach of this Agreement by you. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of any content or information or service accessed from this Site.

10. Disclaimer: The use of this Site is at your sole risk. The Site and any information or service provided through the Site is provided on an “as is” and “as available” basis. Wholenomics Pte.Ltd. expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Wholenomics Pte.Ltd. makes no warranty that (1) the Site will meet your requirements, (2) the Site, and any information or service provided by the Site, will be uninterrupted, timely, secure, or error-free, (3) the results of using the Site, and any information or service provided by the Site, will be accurate or reliable, (4) the quality of any products, services, information, or other material purchased or obtained through your use of the Site will meet your expectations, or (5) that any errors in any software utilized by the Site will be corrected. No advice or information, whether oral or written, obtained by you from or through the Site shall create a warranty not expressly stated in these terms of use. Additionally, nothing on the Site shall be construed as a promise or guarantee of results, future earnings or the outcome or results arising from the services being offered by Wholenomics Pte.Ltd and Wholenomics Pte. Ltd. makes no such promises or guarantees and we do not offer any legal, medical, tax or other professional advice. The Wholenomics Pte. Ltd. comments, statements and testimonials on the site describing the outcome or results of the services, such as potential increased wealth, happiness, success, are illustrative of concepts and expressions of opinion only and are not typical or guaranteed and should not be considered average earnings, exact earnings, or promises for actual or future performance.

11. Limitation on Guidance Given to Client: Client understands and agrees that the consultants are not licensed or trained as doctors, therapists, psychologists or any other similar professionals. The consultants are never intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical or psychological condition. Never disregard professional medical advice or delay in seeking it because of something you have read, heard or experienced during a Wholenomics Pte. Ltd. program. The information and processes taught by Wholenomics Pte. Ltd and shared on our Site are real and work. However, Wholenomics Pte. Ltd. cannot, in any good conscience, guarantee any outcome of financial gain and/or success from any programs, events, services, or information provided on our Site and associated services and materials. We can teach you everything we know, but we can’t implement it for you. As it is in life, how far you go is up to you and your ability to implement what we teach you. It’s stipulated by law and our good intentions for you that we let you know this.

12. Limitation of Liability: Wholenomics Pte. Ltd., its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, independent contractors, consultants, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, loss of data, pain and suffering, emotional distress, or similar damages, even if Wholenomics Pte. Ltd. has been advised of the possibility of such damages, such damages were reasonably foreseeable or Wholenomics Pte. Ltd. was grossly negligent. In no event will the collective liability of Wholenomics Pte. Ltd. and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors, regardless of the form of action (whether in contract, tort, or otherwise), exceed the greater of $100 or the amount you have paid to Wholenomics Pte. Ltd. for the use of the Site or any service it provides. Making decisions based on any information presented in our products, events, services, or Site, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult your accountant, lawyer or professional adviser before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

13. Use of Information: Wholenomics Pte. Ltd. reserves the right, and you authorize us, to use and assign all information regarding site uses by you and all information provided by you in any manner consistent with our Privacy Policy.

14. Governing law, Venue: If there is any dispute arising out of or in connection with the use of this Site, any services provided, or these Terms of Use, such dispute shall be governed by and construed in accordance with the laws of Singapore, without regard to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts of Singapore, and that any claims or legal proceedings must be instituted in a court of competent jurisdiction in Singapore. To the extent permitted by applicable law, you agree that any claim or cause of action arising out of or related to the use of this Site or these Terms must be filed within one (1) year after such claim or cause of action arose or be permanently barred.

15. Severability: If any provision of this Agreement shall be adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.

16. Waiver: The failure of Wholenomics Pte. Ltd. to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. Any waiver of this Agreement by Wholenomics Pte. Ltd. must be in writing and signed by an authorized representative of Wholenomics Pte. Ltd.

17. Termination: Wholenomics Pte. Ltd. may terminate this Agreement at any time, with or without notice, for any reason.

18. Relationship of the Parties: Nothing contained in this Agreement or your use of the Site shall be construed to constitute either party as a partner, joint venturer, employee or agent of the other party, nor shall either party hold itself out as such. Neither party has any right or authority to incur, assume or create, in writing or otherwise, any warranty, liability or other obligation of any kind, express or implied, in the name of or on behalf of the other party, it being intended by both parties that each shall remain independent contractors responsible for its own actions.

19. Payment and delivery: We accept the following payment methods as a minimum: Visa, MasterCard, Net banking. With our consulting packages, you are automatically signed up for payment through a third-party service. This means that an agreed-upon amount will be withdrawn in the agreed-upon fixation and the amount of time you are active. The Service Provider we use is Wise, a leading payment system globally. Upon signup, the necessary details will be transmitted through the external use of industry-standard TLS encryption to ensure your information remains secure. By accepting these, you grant permission to send instructions to the financial institution that issues your card in accordance with the terms of your agreement. The amount is deducted prior to your purchased service, regardless of whether it is Personal Consulting or Group Consulting being delivered in-person or online. The Service Provider will never be able to withdraw a larger amount than you have approved at the time of purchase. Prices are quoted in USD. You are responsible for any bank or currency conversion fees.

20. Refund Policy: The fees payable in respect of the products and services will be clearly communicated to you prior to the commencement of the program. Once you sign up and pay the requisite fees for the program, cancellation of the subscription is not allowed. We offer a goodwill refund of the program fee after the first session if you are dissatisfied, provided you submit your request within 6 calendar days of completing your first session. No refunds will be provided thereafter under any circumstances.

21. Rescheduling of Sessions: Once a session is booked, any rescheduling will be subject to our sole discretion.

22. Entire Agreement: These Terms of Use together with our Privacy Policy and Cookie Policy constitutes the entire agreement between you and Wholenomics Pte. Ltd. 
 

Privacy Policy

Wholenomics Pte. Ltd. UEN: 202539718K (hereinafter referred to as We / Us) is committed to protecting your personal data in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services. By using our Website (“Site”) and affiliated services, you consent to the terms of our privacy policy (“Policy”) in addition to our Terms of Use. We encourage you to read this Policy regarding the collection, use, and disclosure of your information from time to time to keep yourself updated with the changes and updates that we make to this Policy. This Policy describes our privacy practices for our Site and all our materials, products and services that are linked to it. Any capitalized terms not defined hereunder shall hold the same definition as provided under the Terms of Use.

Minors

If you are a minor (under the age of 18), you can use this service only in conjunction with the consent and under the supervision of your parents or legal guardians.

Our use of your information

(a) We ask you to provide certain information as part of the registration process and in the course of your interface with us. We will collect this information through various means and in various places in this, including scheduling forms, registration forms, contact us forms, newsletter forms or when you otherwise interact with us. We collect information relating to your use of our Site/email through the use of various technologies. This includes transaction details related to your use of our services including the type of services you requested, the payment method and amount, and other related transactional and financial information. We do not collect information from third parties.

(b) Promotional Use. Our lawful ground of processing your personal data to send you marketing communications is either your consent or our legitimate interests (namely to grow our business). We may use personal information about you to enhance our marketing and promotional efforts, and to improve our content and services. We may also use your information to deliver to you advertisements, new services and promotions, and other information to you that is targeted to your interests. You will have the ability to not receive such advertisements, promotions, notices and information by contacting Wholenomics and requesting to no longer receive such notices, or by clicking “unsubscribe” on any email.

(c) Administrative Notices. We may use your e-mail address and phone number to contact you regarding administrative notices, new product offerings, and communications relevant to your use of the Site. You will have the ability to not receive such advertisements, promotions, notices and information by contacting Wholenomics and requesting to no longer receive such notices.

(d) Dispute Resolution. We may use information in the file we maintain about you, and other information we obtain from your current and past activities on the Site, to resolve disputes, troubleshoot problems and enforce our Terms and Condition Agreement.

Our disclosure to third parties

We do not sell or rent any personally identifiable information about you to any third party. We use practices that are consistent with standards in our industry to protect your privacy. We cannot, however, promise that your personally identifiable information or private communications will remain private. For example, third parties may unlawfully intercept or access transmissions or private communications on our Site. The following describes some of the ways that your personally identifiable information may be disclosed:

(a) Disclosures Required by Law. We reserve the right at all times to disclose any information about you as necessary to satisfy any applicable law, regulation, legal process or governmental request. We reserve the right to fully cooperate with any law enforcement authorities or court orders requesting or directing us to disclose the identity of anyone posting any content, or publishing or otherwise making available any materials on the Site. By accepting this agreement you waive all rights and agree to hold us harmless from any claims resulting from any action taken by us during or as a result of any investigations and/or from any actions taken as a consequence of any investigation by either us or law enforcement authorities.

(b) Professional Advisers. We may share your personal data with professional advisers including lawyers, bankers, auditors and insurers.

(c) Service Providers. We may share your personal data with outside service providers who provide IT and system administration services, or general administrative services, or specialized services to support our business or customers.

(d) No Spam. The Site does not tolerate spam. Therefore, without limiting the foregoing, you are not licensed to add the Site or Wholenomics Pte. Ltd., including its agents and employees, to your mail list (e-mail or physical mail) without their express consent after adequate disclosure.
We require all third parties to whom we transfer your data to respect the security of your personal data and to treat it in accordance with the law. We only allow such third parties to process your personal data for specified purposes and in accordance with our instructions.

Your disclosure to third parties

The Site does not control the privacy policies of third parties. When you disclose information to third parties on the Site (or any other website) about yourself, you are subject to the privacy customs and policies of that third party. It is your responsibility to find out about the privacy policy of any such third parties. This Site may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our Site, we encourage you to read the privacy notice of every website you visit.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your data from loss, misuse, or unauthorized access. However, no method of data transmission over the internet or electronic storage is completely secure.

Data Retention

We will retain your personal data for as long as necessary to fulfill the purposes outlined in this policy or as required by law. ​​You have the right to access, correct, and withdraw consent to the collection, use, or disclosure of your personal data. You may also request deletion where applicable. Contact us at info@wholenomics.org for such requests.

Changes to our Privacy Policy

We reserve the right to modify or update this Privacy Policy at any time to reflect changes in our practices or for legal and regulatory compliance. We will notify you of any material changes by posting the updated Privacy Policy on our Site. By enrolling in our whatsapp messenger marketing program, you consent to the practices described in this Privacy Policy.
 

Cookie Policy

​​We use cookies and similar technologies on the Wholenomics Pte. Ltd. website to analyze service usage, enhance user experience, and maintain trust and safety. Cookies are small files stored on your device that help us provide certain features and functionality. Some features of our website are only available through the use of cookies. You may decline cookies through your browser settings; however, this may limit access to certain features. We may update this Cookie Policy from time to time to reflect changes in technology, law, or our practices. Updates will take effect once posted on this page.